*nod* We'll see how it goes, I guess. He'll do his very best to convince (cough manipulate cough) to do what works.

He'd offer her to trade it off for the same sort of debt, but with himself, and try to sell it to her as a better deal. As he is an immortal, pattern walker and all sorts of other fun stuff. Although likely Ramon would intercept that plan if it came down to it.

He just feels he's a lot more likely to survive anything Mal throws at him then Ramon would. And would much prefer to have HIMSELF in danger than his lover.